WEST PALM BEACH, Fla. — About 500,000 people moved from out of state to Florida last year.

The influx of people moving to the Sunshine State from other parts of the US is not slowing down. But one of the main reasons people move here can cost them in the long run.

No wonder our roads and highways are snarled with traffic. There are still thousands of drivers on the roads.

People who move to Florida from other states to save on taxes may end up spending more on their car, home and health insurance.

There are many reasons why people are drawn to Florida.

“Taxes, mainly taxes, come from high taxes,” said Greenacre resident Adam Demanche.

“Of course, the climate and, you know, the taxes,” said Aracelis Rodriguez, who plans to move to Florida from New York.


Aracelis Rodriguez says she plans to move to Florida from Long Island.

Political views and having family here also bring people from out of state to the Sunshine State.

According to the Florida Department of Highway Safety and Motor Vehicles, between January 2022 and now, more than 500,000 people surrendered their out-of-state licenses and received Florida licenses.

Demanche noticed a surge of people.

“The traffic is just unbearable compared to what it used to be,” he said.

Florida’s lack of state income tax, cheaper real estate and the weather are the main reasons broker Melissa Cantway said people are still moving here.

“A property you buy here for $500,000 could be worth $4 million in New York,” Cantway said.

But are these new residents spending what they have saved in other areas?

Real estate agent Melissa Cantway describes some of the costs of housing in Florida compared to New York.


Real estate agent Melissa Cantway describes some of the costs of housing in Florida compared to New York.

Florida has the highest annual auto insurance premiums, ranking 28th highest for home insurance after New York, Pennsylvania and Ohio, according to research from Insure.com. According to Forbes, Florida is the fourth most expensive state for health care. Also, the property tax depends on the county in which you live.

“It’s a little high, but don’t forget we live in Nassau County, where it’s like the highest level,” Rodriguez said.

Rodriguez lives in Oyster Bay on Long Island and plans to move here. She forced her family and neighbors to move.

“A lot of them are our age, 60, you know, ready to look for a different lifestyle,” Rodriguez said.

But where you move in Florida also makes a difference.

Real estate agent Karen Moody said what brings savings to some people may cost more to others.

“I have clients who say, ‘It’s gone downhill.’ It saved us tremendously. Now we can send our children to private school,” Moody said. “In general, I have customers who come in here and they’re shocked.”

Money is an important factor, but don’t underestimate the power of beautiful sunny days and warm weather.

“I mean, we love it here,” Rodriguez said. “It’s just so beautiful.”

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